HARTFORD, CT -- Travelers has identified some of the top causes of springtime property damage to help consumers protect their homes as the seasons change. According to Travelers claim data from 2012-2014, damage from the combination of hail, windstorms, and sewer and sump pump backups occurs more frequently in the months of March through May than any other time of year.
"Several problems homeowners contend with this time of year are related to snow melting and spring storms," said Jim Gustin, Senior Property Specialist, Risk Control, Travelers. "Advance planning and routine home maintenance can help lessen the effects of these weather events."
To help prevent potential damage, Travelers recommends taking the following steps:
Routinely maintain the trees around your home, including pruning tree limbs within 10 feet of your home.
Retrofit soffits to help ensure they remain in place in high winds.
Strengthen doors and windows by installing reinforcing bolt kits at the top and bottom of them.
Repair damaged gutters and downspouts, and ensure water can drain away from your foundation. Clear exterior drains and gutters of debris.
Inspect sump pumps and drains regularly to ensure proper operation. Check your sump pump battery backup to ensure it is working properly.
Homeowners policies do not typically cover damage caused by water entering or seeping into the basement. Travelers encourages individuals to speak with an independent insurance agent about whether coverage is available for water backup or sump discharge or overflow.
For more information on general spring maintenance, and how to help protect your home, please visit www.Travelers.com/prepare-prevent.